Group life insurance is offered by an employer or another large-scale entity, such as an association or labor organization, to its workers or members.

Group term life insurance is life insurance offered as an employee benefit. Often a base amount is covered at no charge, with the option to add more.

Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.

Employer-sponsored group term life insurance is often a free employee benefit. But it may not be enough to cover your family's needs if you die.

Term life insurance is a guaranteed life benefit paid to beneficiaries of the insured after death.

A group universal life policy is universal life insurance offered to a group that is less expensive than what is typically offered to an individual.

A group health insurance plan offers coverage at a lower premium than an individual plan and is available to employees of a company or organization.